Since April, 2020 when the UKGC restricted the use of credit cards at UK-regulated gambling sites the demand for online casinos that accept credit card has continued to grow. Many UK players still want access to credit card casinos for the ability to use this a banking choice which offers speed, safety, easy and the option of using a credit facility.. responsibly! Many non-UK licensed casinos still have this deposit option, but it’s vital to find the right ones.
At burnsmonumentcentre, we put every new credit card casino through a rigorous review process.. checking licensing, security, payment options, game options, game fairness and player feedback, before making a recommendation. Our mission is to connect you with trusted, high quality casino sites that accept credit cards.
-
Sign up bonus 600% Welcome Bonus Up To £10,000
-
Sign up bonus 290% WELCOME BONUS up to £3,000 + 200 FREE SPINS
-
Sign up bonus 600% up to £10,000
-
Sign up bonus 150% up to £777 + 150 Free Spins
-
Sign up bonus 400% Welcome Bonus Up To £2475 + 200 Free Spins + 25% Cashback
-
Sign up bonus 175% up to £1000 + 100 Free Spins
-
Sign up bonus 600% up to £3500 + 550 Free Spins + 10% Cashback
-
Sign up bonus 450% Welcome Bonus Package up to £3000 + Weekly 100% Bonuses + 20% Cashback
-
Sign up bonus 500% Welcome Bonus Up To £2,500 + 50 Free Spins
-
Sign up bonus 950% up to £5000 + 175 Free Spins
-
Sign up bonus £10,000 Welcome Bonus + 500 Free Spins
-
Sign up bonus 600% Bonus Package up to £10,000 + 20% Cashback
-
Sign up bonus 400% Welcome Bonus Up To £4,000 + 50 Free Spins
-
Sign up bonus 500% up to £1000 + 100 Free Spins
- Online Casino That Accepts Credit Card – Guide & Summary
- What Are Credit Card Casinos?
- Top 10 Benefits of Playing at Credit Card Casinos
- 5* Rated Casinos That Accept Credit Card
- Top 3 Slots That Accept Credit Card
- Licensing at Credit Card Casinos
- Potential Risks of Credit Card Casinos
- FAQ’s About Credit Card Casinos
- 1. What is an online casino that accepts credit card?
- 2 Is it legal to use a credit card at online casinos?
- 3. Which are the most highly rated credit card casinos in 2025 for UK players?
- 5. Do I need a VPN to access online credit card casino sites?
- 6. Can bonuses and promotions still be claimed when depositing with a credit card?
- 7. Do credit card casinos have deposit limits or bet limits?
- 8. Can I use a debit card at a casino that takes credit cards?
- 9. What are the best credit card gambling sites?
Online Casino That Accepts Credit Card – Guide & Summary
As the UK gambling industry continues to have rules and regulations tighten, players are finding themselves with fewer banking options at UKGC-licensed casinos, particularly after the April 2020 ban on credit card gambling. In response, international online casinos that still accept credit cards have become a preferred destination for British players who want both payment flexibility and a more relaxed, enjoyable gambling experience.
These casino sites that accept credit cards offer a huge variety which include; Visa, Mastercard, American Express (Amex), Virgin Money and Aqua (to name a few), they often complement them with a variety of other payment methods, unrestricted game features and far bigger promotional offers than those found on UK-regulated sites.
This guide will break down exactly what credit card casinos are, how they are superior to UKGC sites, where they’re licensed and why they’ve surged in popularity amongst UK players.
What Are Credit Card Casinos?
A credit card casino is any online gambling site that lets players deposit funds using major credit card brands. Popular options include:
- Visa – Widely accepted worldwide, fast deposits and high security.
- Mastercard – Offers debit, credit and prepaid options.
- American Express (Amex) – Premium benefits, cashback and loyalty rewards for qualifying cardholders.
- Popular Credit Cards – Aqua, Virgin Money, Santander, Natwest and Barclaycard.
These casinos are ideal for players who want:
- Instant deposits without relying on slower bank transfers or prepaid methods.
- Familiarity and convenience from using a standard card.
- Optional short term credit when managed responsibly.
- The ability to earn card reward points while playing.
- Players who want access to international software developers.
- Players who want access to UK-restricted game features.
- Players who do want to go through intrusive, long winded KYC procedures.
Top 10 Benefits of Playing at Credit Card Casinos
1. Instant Deposits
Credit card payments are processed in real time, meaning you can fund your casino account and start playing within seconds. There’s no waiting around for bank transfers to clear or e-wallets to sync, you can go from sign up to spinning slots and playing live casino in under a minute!.
2. High Deposit Limits
Unlike UK licensed sites, an online casino that accepts credit card will allow far bigger deposits and have no mandatory limits applied on your account. This is a big advantage for big stake high rollers or players chasing large progressive jackpots, as you can stake larger amounts without hitting frustrating ceilings.
3. Internationally Accepted
Visa, Mastercard and American Express are recognised and accepted in nearly all parts of the world, which means they are hugely familiar and easy to use in your day to day life.
4. Exclusive Promotions
UK players are spoilt to outstanding promotions and bonuses at credit card casinos. This can include huge 800% matched deposit bonuses, 100s of extra free spins, reload bonuses, free bets or even cashback deals up to 25% daily/weekly. It’s a hugely appealing perk which attracts a lot of players to credit card gambling sites.
5. Strong Fraud Protection
Credit card networks invest heavily in fraud detection and prevention. With systems like 3D Secure (Verified by Visa, Mastercard SecureCode) and bank level encryption, transactions are monitored for suspicious activity. If anything unusual happens, your bank or card issuer can flag it instantly and you can usually request a chargeback for unauthorised payments.
6. Easy Currency Conversion
Many online casinos that accept credit card operate in EUR or USD, but credit cards handle the conversion automatically at competitive exchange rates. You don’t need to set up multiple e-wallet accounts or convert funds manually, your GBP deposit is converted effortlessly into the casino’s currency without slowing down the process of playing.
7. Trackable Spending
Your monthly credit card statement provides a complete and accurate record of your deposits. This makes it easy to track how much you’ve spent or won, compare activity over time and stick to a budget. For responsible gambling, this visibility is an underrated but highly valuable feature which comes with using credit card casinos.
8. Rewards & Cashback
Depending on your credit card provider, you may earn loyalty points, cashback or even air miles every time you deposit. This means you can be rewarded twice!!!! once by the casino through bonuses and promotions and again by your bank or card issuer through your card’s rewards programme, Amex being the most famous one.
9. Secure Withdrawals
Many casinos allow withdrawals back to the same credit card you used for your deposit. This avoids the hassle of setting up a separate withdrawal method and means your funds are returned to the same secure, traceable payment channel.
10. Flexible Payment Control
Unlike debit cards, credit cards let you delay payment until your next billing cycle. Used responsibly, this can give you short-term financial flexibility…. for example, if you want to take advantage of a time limited promotion or a poker tournament but don’t want to immediately dip into your bank balance.
5* Rated Casinos That Accept Credit Card
Wino – UK Favourite Casino That Takes Credit Cards
Wino is a new online casino that accepts credit card which launched in 2025 and delivers an outstanding slot selection with very high RTP (Return To Player) percentages and huge bonuses. They have backed themselves with a fast and secure payment platform that supports all major banking options, including the acceptance of all credit card providers. Wino is also a credit card gambling site with a huge sportsbook which offers betting across all leading and niche sports.
Fortunica – New Slot Site That Accepts Credit Cards
Fortunica is the newest online casino that takes credit card in the market! It hosts not only an impressive collection of bonus buy slot titles but also offers a huge sports betting platform. On top of all of this players can enjoy a range of live dealer games including blackjack, roulette, and baccarat. New players are welcomed with a generous 290% matched deposit bonus worth up to £3,000!
Spindog – New Trending Credit Card Casino
Spindog Casino is another exciting new brand released in 2025, it has generous promotions and an impressive amount of slots that accept credit cards. New players can claim a 150% matched deposit bonus, while ongoing promotions include 10% cashback, a loyalty programme and a flurry of other offers. Fast withdrawals, flexible deposit limits and secure payment options also add to Spindog’s reputation.
Beonbet – Best Gambling Site That Accepts Credit Card
Beonbet is another 5* rated online casino that takes credit cards and delivers a huge selection of live dealer games, sports betting, instant play and a rich selection of slots which include slots where you can buy the bonus and jackpots. Hosting games from leading developers it offers everything from exclusive new releases to high-RTP favourites. Players can enjoy a wide choice of secure deposit options and fast withdrawals, making Beonbet a must visit credit card casino site.
Doctor Spins – Best For Slots That Accept Credit Cards
Doctor Spins is a well established and trusted online casino that accepts credit card, it offers an impressive £5,000 welcome package plus 150 free spins for new players. The platform boasts a massive £10,000 must-win daily jackpot and a great range of ongoing promotions. Its extensive game library includes Bonus Buy slots, Cluster Pays, Megaways, jackpots, mini-games, classic table games and slots that accept credit cards.
Top 3 Slots That Accept Credit Card
Title: 🍔 Gluttony
Developer: Nolimit City
Game Volatility: Extremely High (10/10)
Free Spins Hit Frequency: Low/Medium
Max Win: 32,000x
Highest RTP Credit Card Casino With Gluttony: Wino Casino
Gluttony is a high volatility slot that features cascading wins, symbol upgrades, multiplier boosts via xZone Sauce and collecting Wild Pots. It has several free spins modes leading to the main FEDCON 1 bonus where wins link to the central character for bigger payouts. With an RTP up to 96.09% and a max win of 32,000x it gives its players a feature packed experience.

Title: 🔥 Fire in the Hole 2
Developer: Nolimit City
Game Volatility: Extremely High (10/10)
Free Spins Hit Frequency: Low/Medium
Max Win: 65,000x
Highest RTP Credit Card Casino With Fire in the Hole 2: Instaspin
Fire in the Hole 2 is a high volatility slot that keeps the tried and tested original core gameplay from its predecessor while adding fresh elements like xSplit symbols, Buried Features and the xBet option for faster bonus access. The slot offers up to 46,656 ways to win, collapsing reels and the Lucky Wagon Spins bonus with potential persistent upgrades. With a boosted max win of 65,000x, it’s more of a polished sequel than a radical overhaul, delivering familiar thrills with extra punch.

Title: 🐼 Big Bamboo
Developer: Push Gaming
Game Volatility: High (9/10)
Free Spins Hit Frequency: Medium
Max Win: 50,000x
Highest RTP Credit Card Casino With Big Bamboo: Doctor Spins
Big Bamboo is a highly volatile slot with 50 paylines, mixing a bamboo forest setting with cut throat, high-risk gameplay. The core action revolves around Mystery Bamboo symbols that can reveal instant prizes, wilds or Golden Bamboo symbols. Free spins allow low-paying symbols to be converted into Mystery symbols for better hit potential, with extra spins and multipliers awarded along the way. Feature buys and a gamble mechanic add to the volatility, while the 50,000x max win makes for huge potential.

Top 3 Most Anticipated Slots That Accept Credit Card
Title: 🌪️ Chaos Crew 3
Developer: Hacksaw Gaming
Game Volatility: High (9/10)
Max Win: 30,000x
Release Date: September, 2025
Chaos Crew 3 from Hacksaw Gaming is an upcoming slot that we can’t wait for, the final gameplay details and features have yet to be revealed the anticipation is high given the popularity of its predecessors. Players can expect Hacksaw’s signature edgy style and innovative mechanics, Chaos Crew 3 is definitely one to look out for!

Title: 🏖️ Miami Mayhem
Developer: Hacksaw Gaming
Game Volatility: High (9/10)
Max Win: 15,000x
Release Date: August 28th, 2025
Miami Mayhem is a crime themed slot with 14 paylines, it features high volatility, a 96.35% max RTP and expanding Crew Reels that can reveal wilds or multipliers up to x100. The game includes Missions, which progressively raise multipliers, and three bonus rounds, The Hit, We Split and the hidden Get Lit each enhancing the Crew Reel mechanic in unique ways. With a win cap of 15,000x the bet, multiple feature buys and creative full-reel wild integration, Miami Mayhem delivers a fast-paced, high-stakes slot experience for players who enjoy Hacksaw’s signature style.

Title: ✝️ Holy Hand Grenade 2
Developer: Print Studios
Game Volatility: Extremely High (10/10)
Max Win: 30,000x
Release Date: August 27th, 2025
Holy Hand Grenade 2 is another high-volatility slot packed with explosive features, 26 paylines (expanding to 6×5 and 52 paylines in free spins) and SuperSpinners to multiply wins. The signature Holy Hand Grenade feature transforms symbols and trigger chain reactions. The game can hit wins of up to 30,000x the stake featuring refined mechanics from the original.

What Makes Casinos That Accept Credit Cards Superior
Category | Casinos That Accept Credit Cards | UKGC-Regulated Casinos |
---|---|---|
Credit Card Payments | ✅ Accepted – Visa, Mastercard, Amex widely supported | ❌ Banned since April 2020 |
Other Payment Options | Wide range: Credit cards, debit cards, e-wallets, prepaid vouchers, cryptocurrencies | Debit cards, e-wallets (PayPal, Skrill, Neteller), bank transfers – but no credit cards or crypto |
Licensing Authorities | Curacao eGaming, Malta Gaming Authority, Kahnawake, Panama, Antigua & Barbuda, | Exclusively UK Gambling Commission (UKGC) |
Deposit Speed | Instant with credit cards and most e-wallets; crypto often near instant | Instant with debit cards & e-wallets |
Withdrawal Speed | 1–2 business days for credit cards; instant to 2 hours for e-wallets/crypto | 1–3 business days for debit cards; instant to 2 hours for some e-wallets |
KYC Requirements | Minimal for small withdrawals; basic ID for larger amounts | Mandatory full KYC before playing or withdrawing |
Affordability Checks | Never! all credit card casino sites do not require proof of income or source of funds | Strict affordability and source of funds checks |
Betting Limits | Often high or unlimited; some tables offer stakes in the thousands | UKGC-enforced stake caps, especially on slots (£2–£5 max in some cases) |
Slot Features | Full features: Bonus Buy, Auto Spins, Turbo Spins, Quick Spins, higher max wins | Restrictions on auto-play, turbo mode, bonus buys, and max stake amounts |
Bonuses & Promotions | Large bonuses (200%–800%), cashback, free spins with no max win caps; more flexible terms | Bonuses are capped, wagering restrictions are stricter, and win limits may apply |
Game Selection | Larger libraries (7,000–10,000+ titles); includes providers not licensed in the UK | Limited to UKGC-approved providers and games |
Crypto Support | ✅ Accepted – Bitcoin, Ethereum, Litecoin, Tether, Solana, Dogecoin | ❌ Not accepted |
Responsible Gambling Tools | Usually offer deposit limits, time outs, and self exclusion.. but voluntary! | Mandatory responsible gambling tools & Gamstop self exclusion |
Self-Exclusion | These are casinos not on Gamstop meaning players can bypass Gamstop and can still register | Linked to Gamstop – registered players cannot access accounts |
Regulatory Protection | Varies by jurisdiction; reputable licences still offer dispute resolution | Strong, consistent UKGC protection & enforcement |
Taxes on Winnings | Most offshore casinos do not tax winnings; check your local laws | Winnings are tax-free in the UK |
Licensing at Credit Card Casinos
Trusted casinos that take credit cards are regulated by international gambling authorities, ensuring fair play, financial security, and responsible gambling standards. Below is a breakdown of the most common regulators, their strengths and their approach to credit card deposits:
Licensing Authority | Key Strengths | Credit Card Support | Player Protections |
---|---|---|---|
Curacao eGaming (CGCB) | Fast, cost-effective licensing; huge operator base; crypto-friendly | ✔ Visa, Mastercard, Amex widely accepted | Basic protections, SSL encryption |
Malta Gaming Authority (MGA) | EU-recognised; strict fairness audits; AML compliance | ✔ Some MGA casinos accept credit cards | Strong KYC rules, dispute resolution |
Kahnawake Gaming Commission | Strong North American presence; supports fiat & crypto | ✔ Visa, Mastercard, Amex at some sites | Moderate KYC, effective complaint handling |
Panama Gaming Commission | Flexible, tax-friendly, fewer bonus restrictions | ✔ Most sites allow credit cards | Basic checks, less strict than EU licences |
Antigua & Barbuda Directorate of Offshore Gaming | Long-standing offshore authority | ✔ Many operators accept cards | Moderate oversight, AML compliance |
Potential Risks of Credit Card Casinos
While credit card casinos offer convenience, flexibility and strong security, there are also potential negatives to be aware of. Playing with a clear understanding of these risks will help you make safer, more responsible choices.
1. Risk of Overspending
Using a credit facility can make it easier to lose track of spending, as the impact on your bank balance isn’t immediate. This can lead to higher gambling losses if not carefully managed, particularly for players who don’t set strict deposit and loss limits.
2. Interest Charges on Unpaid Balances
If you don’t repay your balance in full by the due date, your deposits could incur high credit card interest rates. Over time, this can significantly increase the cost of your gambling activity.
3. Cash Advance Fees
Some credit card issuers process casino deposits as cash advances, which can come with extra fees and higher interest rates that start accruing immediately if you pay off your statement balance on time.
4. Potential Bank Restrictions
While international casinos accept credit cards, some UK banks may block payments to offshore credit card casinos. This can be inconvenient and may require you to use an alternative payment method if your bank declines the transaction.
5. Possible Currency Conversion Fees
If you’re playing at a non-UK casino that operates in euros, dollars or another currency, your bank may add a foreign transaction fee. While many players consider this small, frequent deposits can make the fees add up over time, always double check and bare this in mind.
FAQ’s About Credit Card Casinos
1. What is an online casino that accepts credit card?
A credit card casino is an online gambling platform where players can deposit and sometimes withdraw using credit cards such as Visa or Mastercard. These sites function like regular online casinos but add the convenience of fast, secure card payments.
2 Is it legal to use a credit card at online casinos?
Yes. You can legally play at offshore casinos that accept credit cards. These sites are typically licensed in jurisdictions like Curaçao, Malta, Costa Rica or Anjouan, rather than by the UKGC.
3. Which are the most highly rated credit card casinos in 2025 for UK players?
Some of the best international casinos accepting credit cards from UK players include:
• Spindog
• Wino
• Instaspin
• Fortunica
• Donbet
• Kingdom
5. Do I need a VPN to access online credit card casino sites?
No, not always. Many are accessible without a VPN, though some may be geo-blocked. A VPN can improve access and privacy, but choosing a site open to UK players ensures smoother sign-up, KYC, and withdrawals.
6. Can bonuses and promotions still be claimed when depositing with a credit card?
Yes, in most cases you can. Many online casinos offer welcome bonuses, free spins, cashback, or matched deposits to credit card users. Some promotions may require a bonus code, while others activate automatically after your deposit.
7. Do credit card casinos have deposit limits or bet limits?
Limits vary by casino. Deposits usually range from £20 to £10,000, while withdrawals are often between £20 and £5,000 per transaction and they do not have bet limits, which caters for high rollers. Always check the site’s payment policy for additional info.
8. Can I use a debit card at a casino that takes credit cards?
Yes. Debit cards are almost always accepted alongside credit cards, but funds must be available in your account at the time of the transaction.
9. What are the best credit card gambling sites?
Current top pick credit card betting sites for UK player include:
• Wino
• Fortunica
• Beonbet
• Donbet
• Kingdom